I can't tell you how many times I have been asked that question.  It is a very personal choice and sometimes a bit of a gamble. You need to consider your own circumstances. Do you have an elderly family member? How about young children? Am I at a critical juncture in my place of business? If the answer is yes to any of those questions, then you should defiinitely consider covering your investment. 

First, take a look at what the cancellation penalties would be if you had to cancel at the last minute. If the cost is minimal, than maybe Travel Protection would not be a requirement. Also, consider where you will be traveling and whether you may be called back on an emergency. Change fees to airline tickets can be hefty. And many resorts, will not provide a refund, should you have to depart early. What about medical emergencies while abroad? Most, if not all, health insurance policies will not cover any medical treatments you obtain while vacationing outside the U.S.

Consider the pros and cons very carefully, along side the costs of purchasing the Travel Protection, before making up your mind.

Travel Protection
Protect your travel investment.